Types of Car Insurance in Northern Ireland
Are you looking for Northern Ireland car insurance? Then you are in the right place. Here at SiteCritic, we provide a platform for you to compare choose from a list of renowned insurers with a wide range of covers spanning across the market from custom covers for women to student covers and even covers for convicted drivers.
Car insurance in Northern Ireland work in the same manner as England, Scotland and Wales, but is widely believed to cost significantly more, In August of 2011, Consumer Council for Northern Ireland observed, with a lot of concern that motor vehicles insurance prices had risen by 73% in two years. They also consequently found out that motor insurance in Northern Ireland tends to be 11% higher than the rest of the UK so it is vital to shop around for the best cover; hence why you should come to us for the best price on cover.
However, living in Northern Ireland does not necessarily mean having to pay over the odds for motor cover because there are many things you can do to make motor insurance affordable without having to forego any of your cover needs.
Car insurance for students may tend to be expensive as Car insurance premiums are calculated based on the likelihood of the driver making a claim. And statistics show that younger drivers – under 18 years – are more likely to be involved in an accident than older, more experienced drivers. This results in student car insurance premiums being a bit higher as the companies need to offset the payout risk. There are however ways to lowering the cost of your cover as a student and this is by finding a cover that mitigates the single most significant factor that would lead to an increase of your rate. For example you could consider a company that offers black box insurance policy where the insurer fits a ‘black box’ to your car which measures how much you drive and monitors your driving style, rewarding safe and infrequent drivers with lower premiums. We have companies to cater for all your needs whether you are a Young, Teenage or student driver.
Imported cars are subjected to a higher insurance premium than car insurance for UK-bought cars. The more expensive premiums may be because of many things top among them being having more expensive spare parts that are harder to source, making it costly to repair these vehicles in the event of a claim. You may accrue further costs if the imported vehicle has not been constructed to European model standards if for example it is a left hand drive vehicle.
While many insurers will insure left-hand drive vehicles at the same rate as right-hand vehicles, any difference in the way the vehicle is constructed can potentially have an impact on price; the key is to check this when looking for cover. There are two types of imported vehicles according to the AA, they are grey imports and parallel imports Grey imports are cars built outside the EU and do not conform to European standards. Japanese imports, for example, fall into the “grey import” category. Some firms do not cover vehicles in this category or do so at a very inflated price. It is however much cheaper to find cover for Parallel imports as they meet the same minimum standards as UK vehicles.
Car insurance throughout Northern Ireland, including Belfast, Newry, Carrickfergus, Derry, Coleraine, Ballymena, Newtownards, Lisburn, Bangor, Craigavon, Castlereagh, Cookstown, Downpatrick, Limavady, Strabane, Enniskillen, Larne, Down, Holywood, Omagh, Fermanagh, Dungannon, Lurgan, Londonderry, Antrim, Armagh, Tyrone, Banbridge, Maghera,and everywhere else!. Our Tailor made quote system is secured and safe. We handle a various types of Northern Ireland car insurance, including Young Driver’s Car Insurance, Classic Car Insurance, Convicted Driver Insurance, Imported Car Insurance, Learner Driver Insurance, Sports Car Insurance, Student Car Insurance, Teenage Car Insurance, Women’s Car Insurance, Driving Instructor’s Car Insurance and more. Just by filling in one form you can compare 50+ insurance providers at once.
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If you drive a car then you know how vital it is to have your car insured. Just as significant is getting a cheapest price for your policy which is now easier than ever. Before you start getting compare the quotes, look at the different types of car insurance cover for Northern Ireland residents. Fill the simple form available in our website, receive quotes instantly from best car insurance providers in Northern Ireland.
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Types of NI Car Insurance
Women’s Car Insurance Northern Ireland
1 Car Insurance for Women in Northern Ireland, cheap online quotes. Some insurers specialise in female driver insurance such as Diamond and Women on Wheels. Compare lady driver quotes online and save!
Young Driver’s Car Insurance Northern Ireland
2 Car Insurance for Young Driver’s in Northern Ireland, cheap online quotes. Some insurers specialise in Young Driver insurance such as Adrian Flux and Open Direct. Compare Young Driver’s insurance quotes online and save!
Convicted Driver Insurance Northern Ireland
3 Convicted Driver Insurance Northern Ireland, cheap online quotes. We feature companies who provide competitive insurance quotes tailored specifically for Convicted Drivers. We aim to help you find a cheaper insurance quote.
Imported Car Insurance Northern Ireland
4 Cheap online quotes for your imported car insurance in Northern Ireland. We have all the top online insurance companies who quote online for Northern Ireland imported cars. The only way to reduce your renewal premium is to shop around and we make that convenient and easy. Compare and save at Site Critique specialised in Car Insurance products!
Student Car Insurance Northern Ireland
5 Student Car Insurance Northern Ireland, cheap online quotes. We feature companies who provide competitive insurance quotes tailored specifically for students, from student car insurance to overseas study insurance and medical insurance for overseas students studying in the UK. We aim to help you find a cheaper insurance quote.
Teenage Car Insurance Northern Ireland
6 Teenage Car Insurance Northern Ireland, cheap online quotes. We feature companies who provide competitive insurance quotes tailored specifically for Teenage Drivers. We aim to help you find a cheaper insurance quote. Compare and get insured instantly.
Leading Car Insurance Providers in Northern Ireland