It is probably true to say that there are those who would not hesitate to answer the above question in the affirmative.  They may well see the cheapest motorcycle insurance as being, by definition, the best.

Yet the story may be rather more complicated than that and going forward with a view that the cheapest equals the best, may prove to have unfortunate ramifications.

That may come to pass because insurance really only exists for one purpose – to provide you with financial support in the event you suffer one of a specified range of problems covered by your policy.

Therefore, if you are unfortunate and find yourself in the position of needing to make a claim, the cost of your motorbike insurance policy to date will be something that is of no interest to you whatsoever.  Your focus of attention will be almost exclusively on things such as the cover provided by your bike insurance policy and the service provided by your bike insurer in helping to conclude matters satisfactorily for you.

If you accept the logic of these positions, it seems inevitable that you must conclude that sourcing an insurance policy based upon price alone, might end up in extreme disappointment in the event of a claim.  Perhaps the very best thing that can be said about an exclusively cheapest motorcycle insurance and price-driven focus, is that it may prove to be extremely risky.

If a focus on cover is adopted, it is perfectly normal to ask what place price therefore has in the equation.  Perhaps comparatively few of us have sufficient financial resources to entirely disregarded the subject altogether!

One approach that may be useful is to search for insurers that are able to offer product ranges that are closely aligned to your own bike needs.

For example, some insurers offer things such as female bike insurance or young/old rider cover.  In areas such as these, assuming you qualify, you may be able to find some interesting economies that may appeal to you.

You may find that the cheapest motorcycle insurance for another rider may end up proving to be anything but the cheapest for you if the policy is not providing the cover you need.