April 20, 2014

Essential Advice for People Involved in a Road Traffic Accident


Being involved in a road traffic accident can be a truly harrowing experience. Assuming that there are no fatalities or injuries that require immediate medical attention, there are a number of steps that you must follow if you are involved in a road traffic accident.

Exchanging information

While being involved in a road traffic accident can be a traumatic experience, it’s important to regain your composure as soon as possible. When involved in an accident, you are legally obliged to exchange certain pieces of information with the other driver. This is extremely helpful, especially if the other driver is at fault and you plan to pursue a claim against him or her.

After a road traffic accident, give your vehicle registration number, name, address and telephone number to the other driver involved in the incident. If, for some reason, it is not possible to exchange this information at the scene, the accident must be reported to police as soon as possible, within the next 24 hours.  

Establishing liability

In some cases, it may be obvious who is at fault for the traffic accident in question. This is not always the case however and that’s when insurance claims can become fraught with difficulty.

If there is no immediate admittance of fault from either party, it’s important to collect as much evidence as possible from the scene. As well as taking down information about the other driver, take down the names, addresses and telephone numbers of any eye witnesses to the accident, while also considering taking photographs with your camera phone.

The golden rule is to simply collect as much relevant information as possible before leaving the scene. While there may be no admission of guilt from the other driver, this evidence could prove extremely useful when your insurance company is investigating the claim.

Complications

Pursuing an injury or insurance claim for damage caused to either you or your vehicle is not a straightforward process; even if there is an admission of guilt from the other party, cases can really drag on. If you sustain a personal injury during a traffic accident, for example, the other driver is legally obliged to produce a valid insurance certificate.

If they refuse to however, or flee the scene, then you must pursue other means of obtaining this information. In such a scenario, taking the vehicle registration number is critical. This number can be handed over to police, who can trace the vehicle and insurance company on your behalf. This is not always an issue which is resolved quickly however.   

 Pursuing your claim

If a person does not respond to a claim letter which holds them liable for damages that occurred as a result of their negligence, there are a couple of options for pursuing your claim.

If you have fully comprehensive insurance, your insurance company will pursue the claim on your behalf. If you have no insurance, or only have third party insurance however, your best course of action may be to pursue the claim for yourself. This is when engaging a firm, such as Injury Lawyers 4U, could be your best course of action.

Allowing fully qualified professionals to manage your claim will help to ensure that you receive all the compensation that you rightfully deserve if you’ve suffered an accident that was not your fault.

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